Property & Casualty Insurance
Shift's AI-powered solutions enable P&C insurers to make fast, accurate decisions at every point in the policy and claims lifecycle. Our solutions help the world’s leading insurers deliver better customer experiences, increase operational efficiency, and reduce costs.
The world’s leading P&C insurers rely on Shift
Enabling insurers to make better decisions, quickly, in every policyholder interaction, from underwriting to claims and beyond. Shift's AI solutions effectively automate and optimise insurance decisions, liberating insurers to find new ways to be there for their customers.
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Shift brings AI to Insurers across the insurance lifecycle
Empowering insurers throughout the entire process, from underwriting to claims and recovery, with the unparalleled support of our cutting-edge AI solutions.
Underwriting Fraud Risk
Enable faster underwriting decisions using AI to identify misrepresentation and policy fraud.
Compliance Risk
Support AML, KYC, and related risk management & compliance processes with an automated, AI-powered solution.
Other Shift P&C Products
Claims
Assess, triage, advise, and automate claims with AI and human collaboration, to deliver a leap in accuracy, efficiency, and customer satisfaction
Recovery
Generative AI identifies more recovery opportunities and enhances handler consistency.
Claims Fraud
Detect and prevent fraud while managing case investigations with greater accuracy, speed, and impact.
Compliance Risk
Support AML, KYC, and related risk management & compliance processes with an automated, AI-powered solution.
Other Shift P&C Products
Underwriting Fraud Risk
Enable faster underwriting decisions using AI to identify misrepresentation and policy fraud.
Claims Fraud
Detect and prevent fraud while managing case investigations with greater accuracy, speed, and impact.
Compliance Risk
Support AML, KYC, and related risk management & compliance processes with an automated, AI-powered solution.
The Combined Ratio Problem: Closing the Gap Between Claims Costs and Premiums Using AI
In the battle to improve combined ratios insurers need to be thinking bigger than just automation or fraud. Starting with the point of sale, insurers can mitigate the risk of writing bad policies and approach recovery differently. They can apply advanced techniques and technologies such as artificial intelligence (AI) to both the policy and claims lifecycle to improve combined ratios which is good for the insurers and their insureds.
Learn how Shift AI can help you automate and optimise critical decisions