Real-time AI analysis paired with explainable alerts for efficient investigations
Life, Disability & Annuity Insurance
Shift enables life and disability insurers to accurately make decisions and detect fraud in real time with enhanced data and powerful, insurance-trained AI

Optimizing decisions
Life & disability insurers must balance efficient acquisition, underwriting and onboarding with addressing a growing fraud problem that costs billions of dollars per year. Adding to the challenge are disparate internal data sources, evolving fraud schemes, and the difficulty of incorporating 3rd party data in real time to impact decisions. Shift's AI solutions enable life and disability insurers to make fast, accurate decisions in real time to deliver a measurable impact from underwriting to claims processing and fraud detection.
- Faster, more accurate decisions about fraud and misrepresentation at the every point the policy lifecycle to reduce leakage
- AI-native claims fraud detection that effectively identifies individual and network fraud schemes and provides contextual guidance for investigators
- Support for compliance efforts including Know Your Customer (KYC) and Anti-Money Laundering (AML) initiatives
Featured Product
Financial Crime Detection
An AI-native solution that uses insurer and vast third-party data to accurately identify and flag potential financial crimes and supports AML and KYC initiatives
AI-Powered Decisioning for Life & Disability Insurers
Integrated internal and external data sources provide a full picture
Fair, consistent decisions powered by insurance-specific AI
HITRUST, ISO27001 and ISO27701 certified products and implementation processes