Subrogation Decisions

Identify Subrogation Opportunities With Greater Speed and Accuracy

Increase recovery potential with granular subrogation detection decisions

Download the Data Sheet

Increase subrogation recoveries

Accurate identification of recovery targets

Improve operational efficiency and effectiveness

Work with industry experts

Reduce false positives and save wasted time

Focus handlers on the subrogation opportunities and recovery details that will drive positive outcomes.

Timely and comprehensive alerts

Local handling requirements

Pre-built scoring models

Market tested detection models designed to identify recovery potential at the exposure and regulatory level. This includes the opportunity itself, an estimation of liability, a recovery likelihood score and the potential recovery amount.

Contextual insight

Internal and external data

Granular subrogation recommendations

Shift’s AI does more than just flag opportunities by delivering actionable insights at a granular level of detail. This allows handlers to look at key decisions across the claim lifecycle and provide insights on things such as liability determinations, contributory negligence and comparative at fault laws.

Speed cycle time

Embedded best practices

Dedicated customer success team

Each client has an assigned customer success expert with direct claims experience who are at the forefront of AI detection in Insurance.

200+ data scientists

AI & UI updates

Helping Insurers Increase Subrogation Recoveries

Claims Leaders

“At the same time, it’s not always easy to identify those claims for which another insurer or third-party is responsible or partially responsible. By applying the power of artificial intelligence and data science to these problems, we can avoid paying non-meritorious claims, improve identification of all claims with subrogation potential to ensure proper loss payment recovery, and overall keep premiums lower for our policyholders.”

Vice President, Claims

Shift Subrogation Detection improving the efficacy of recovery efforts by providing timely and contextual alerts to improve handler execution.

How Does Artificial Intelligence Make Subrogation Viable And Valuable?

Subrogation offers insurers the important chance to reduce claim costs by assigning full or partial responsibility to another party. It is most commonly used in automotive insurance, but can also be applied to property claims, renter’s insurance, and policies covering possessions such as phones or appliances. But opportunities for subrogation can be missed, which likely costs insurers billions of dollars each year. Why do insurers sometimes miss subrogation opportunities?

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Customer Success Stories

Dramatic Increase in “Net New” Recovery Opportunities

“The potential benefits in this area are tremendous. We are new to this approach, but seeing immediate results from the subrogation referrals that Shift delivers.”