4 prior claims identified with other insurers
Water damage claims are often one of the costliest and most challenging to mitigate across the industry.
Deeper review revealed a pattern of unrepaired and escalating damage
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Property with pre-existing water and mold damage
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Damage in the same two areas as a previously denied claim
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Evidence showed progression, not a new loss event
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Prior carrier had already denied the claim
IDN insights enabled early identification preventing policy limits on a non-covered event
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Avoided payout on a non-covered, previously denied loss
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Prevented escalation on a policy limit claim
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Reduced risk tied to misrepresentation and loss inflation
$517K
in losses avoided on a single claim