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Property & Casualty Insurance

Shift’s AI agents enable P&C insurers to make fast, accurate decisions at every point in the policy and claims lifecycle. Our agents help the world’s leading insurers deliver better customer experiences, increase operational efficiency, and reduce costs.

The world’s leading P&C insurers rely on Shift

Enabling insurers to make faster, more accurate decisions, in every policyholder interaction, from underwriting to claims and beyond. Shift’s AI agents effectively automate and optimize insurance processes, freeing up insurers to find new ways to be there for their customers.

M+

Policyholders globally have benefited from Shift products

6 out of the top 10
US P&C insurers

5 out of the top 5
rated US P&C insurers

+

115+ customers across more than 25 countries

Shift Brings AI Agents to Insurers Across the Insurance Lifecycle

Empowering insurers throughout the entire process, from underwriting to claims and subrogation, with the unparalleled support of our cutting-edge AI solutions.

Policies
Claims
Fraud & Risk

Underwriting Risk

Enable faster underwriting decisions using AI to identify misrepresentation and policy fraud. 

Compliance Risk

Support AML, KYC, and related risk management & compliance processes with agentic AI.

Other Shift P&C Products

Claims

Assess, triage, advise, and automate claims with AI agent and human collaboration, to deliver a leap in accuracy, efficiency, and customer satisfaction.

Subrogation

Recover more, reduce cycle times and optimize handler efficiency with AI agents.

Claims Fraud

Detect and prevent fraud while managing case investigations with greater accuracy, speed, and impact.

Compliance Risk

Support AML, KYC, and related risk management & compliance processes with agentic AI.

Other Shift P&C Products

Underwriting Risk

Enable faster underwriting decisions using AI to identify misrepresentation and policy fraud.

Claims Fraud

Detect and prevent fraud while managing case investigations with greater accuracy, speed, and impact.

Compliance Risk

Support AML, KYC, and related risk management & compliance processes with agentic AI.

Other Shift P&C Products

The Combined Ratio Problem: Closing the Gap Between Claims Costs and Premiums Using AI

In the battle to improve combined ratios insurers need to be thinking bigger than just automation or fraud. Starting with the point of sale, insurers can mitigate the risk of writing bad policies. They can approach subrogation and recovery differently. They can apply modern techniques and technologies such as agentic AI to both the policy and claims lifecycle to improve combined ratios which is good for the insurers and their insureds.

CombinedRatioProblem
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Learn how Shift AI agents can help you automate and optimize critical insurance decisions