As the adoption of artificial intelligence (AI) grows, its role in helping insurers mitigate the impact of catastrophic claims is becoming increasingly clear. AI effectively detects both opportunistic and organized fraud attempts while also streamlining case management for the SIU when fraud is found. In addition, AI uncovers subrogation opportunities that might otherwise be overlooked during the surge in claims following natural disasters. By automating routine, time-consuming tasks, AI reduces employee burnout and fatigue, accelerates the overall claims process, and enhances customer satisfaction.